Welcome to LMBF Assurances
LMBF motorcycle insurance brokers understand that Quebec motorcyclists are passionate about their motorcycles and want to help you insure them — whether it's a luxury custom motorcycle or a motorcycle that you use daily when the weather is nice. Committed to finding you the best possible motorcycle insurance solutions, you can always trust the professionals at LMBF to be by your side when you need them. Get started with a free motorcycle insurance quote today.
Motorcycle insurance in Quebec is generally much less expensive than insurance for your vehicle. Why? This is mainly because motorcycles are only used for about half of the year. They're not very useful when the snow starts to fall and the weather gets colder. Plus, motorcycles are much cheaper than your average vehicle, so their overall replacement value is lower.
In your motorcycle insurance policy, accident benefits cover you if you, your passengers, or a pedestrian are injured in an accident, regardless of who was at fault. This includes income replacement while the injured person recovers, rehabilitative treatments, and any other necessary recovery services.
All-risk and collision coverage is optional under your standard motorcycle insurance in Quebec, but they can be useful if your motorcycle is damaged by fire, vandalism or theft (all-risk coverage) or during an accident with another vehicle or a stationary object (collision coverage).
Included in your standard motorcycle insurance in Quebec, civil liability covers all costs related to an injury or damage caused to another driver, a pedestrian or a third party. It can also cover their medical expenses in addition to repairs or replacements of their belongings.
